We believe credit should be
simple for everyone
PrêtGo was born from a conviction: accessing financing should not be an obstacle course. Since 2012, we work every day to make credit more transparent, more accessible and more human.
Key figures
0+
Clients funded
since 2012
0
Years of experience
in Canadaan financing
0/5
Trustpilot rating
from 3,247 reviews
0
Canadian provinces
served
The founding conviction
In Paris, three partners passionate about finance and technology came together around a shared frustration: obtaining credit in Canada is too complicated, too opaque and too slow. PrêtGo was born from the conviction that things can — and must — change.
Our Mission
Making credit accessible to every Canadian
PrêtGo was founded with a clear mission: remove the friction that makes accessing credit difficult for individuals. We believe every person deserves a fast response, a transparent rate and human support — whatever their profile.
That is why we built a 100% digital platform, licensed and supervised by Canadian regulatory authorities, with a single fixed rate of 3% for all our products.
Total transparency — Unique fixed 3% rate, no hidden fees or surprises. What you see is what you pay.
Speed and simplicity — A 5-minute application, a decision in principle within 24h, funds released within 48h.
Human support — A dedicated adviser for every file, available by phone, email or chat.
Our History
From Montréal to all of Canada
Retrace the key milestones that built PrêtGo into a leader in online credit across Canada.
2012
Founded in Paris
PrêtGo Financial Services is created by three partners from banking and tech. AMF approval obtained in the first year. Launch of the first online credit simulator in Canada.
2014
Expansion into Ontario and British Columbia
With 5,000 satisfied clients in France, PrêtGo crosses its first borders. Opening of the Brussels office. The platform goes multilingual (FR / DE / NL).
2017
Launch of debt consolidation & fundraising
Introduction of the "Debt Consolidation" product that achieves immediate success. Expansion into Ontario and British Columbia. CAD $20 million raised to accelerate technology development.
2019
Launch in Alberta and the Prairies
Expansion into two new strategic markets. The team grows to 120 employees. 25,000-client milestone reached. Trustpilot score reaches 4.6 / 5.
2022
Single fixed rate adoption & digital overhaul
PrêtGo adopts a revolutionary pricing policy: a fixed annual rate of 3% for all products, without distinction. Launch of the new full-stack platform with instant simulator.
2025
50,000 clients & $2 Bn granted
PrêtGo celebrates a double record: 50,000 clients funded and more than $2 billion in credit granted since inception. Trustpilot: 4.8 / 5. Opening to new EU markets in preparation.
What Guides Us
Our values every day
These founding principles guide every decision, every interaction and every product we build at PrêtGo.
Transparency
No hidden fees, no ambiguous clauses. We believe our clients deserve to understand exactly what they are signing. Our single fixed rate of 3% is concrete proof of this.
Accessibility
Credit should not be reserved for an elite. We work to make our solutions accessible to all profiles, with a simplified process and personalised support.
Excellence
From technology to client relations, we aim for excellence in everything we do. Our 4.8/5 Trustpilot score reflects this daily commitment to quality.
Trust & Security
Licensed by the AMF and supervised by the FCAC, we adhere to the highest standards in data security, consumer protection and regulatory compliance.
Responsiveness
Responding within 24 hours is not just a marketing promise — it is an obligation we set for ourselves. Every client deserves a fast reply, whatever the complexity of their file.
Innovation
We continuously invest in technology to improve the borrower experience: instant simulator, smart application form, electronic signature, digital client portal.
The People of PrêtGo
A passionate team at your service
More than 150 employees across 5 countries work every day to simplify your access to credit. Here are some members of our leadership team.
Jean-Marc Lefort
President & Co-founder
20 years in retail banking (BNP Paribas, Société Générale). Passionate about democratising credit access.
Sophie Cartier
CEO & Co-founder
Former director at RBC. Architect of PrêtGo's Canadian growth strategy since 2012.
Thomas Müller
CTO & Co-founder
FinTech engineer, ex-Amazon Web Services. Architect of our digital platform and instant simulator.
Amira Benali
Chief Risk Officer
Former Basel III analyst at Deutsche Bank. Guardian of our responsible credit policy and AMF compliance.
Lucie Verhagen
Head of Client Experience
UX and client relations specialist, she oversees our 80 advisers and maintains our 4.8/5 Trustpilot rating.
Pierre Renard
Chief Financial Officer
Structured finance expert managing liquidity and partnerships with our banking partners.
Isabella Klein
General Counsel
Canadian financial law specialist. Ensures our regulatory compliance across the provinces where we operate.
Marc Dubois
Marketing & Growth Director
Digital strategy and acquisition expert. Contributed to growth from 0 to 50,000 clients since founding.
and more than 150 dedicated colleagues across Canada.
Our Presence
5 countries, one promise
PrêtGo operates in five Canada countries, with local teams who understand the specifics of each market.
France
Since 2012 · HQ Paris
Ontario
Since 2014 · Brussels office
Manitoba
Since 2014 · Luxembourg agency
Alberta
Since 2019 · Berlin office
B.C.
Since 2019 · Amsterdam office
Licences & Certifications
Compliance as a commitment
PrêtGo is subject to the strictest regulatory standards of the Canada to protect our clients at every step.
AMF Licensed
Prudential Control and Resolution Authority
Bank of Canada Supervised
Financial Consumer Agency of Canada
PIPEDA Compliant
Regulation (EU) 2016/679
ISO 27001
Information security
Directive 2008/48/EC
EU Consumer Credit Protection
ORIAS
Banking intermediary register
Press Coverage
What the press says about PrêtGo
Our commitment to credit transparency and accessibility is recognised by specialist media.
Les Échos
"PrêtGo is reinventing access to credit in Canada with a radically transparent approach: one rate for everyone, a 24h response and zero hidden fees."
Le Monde Économie
"The Paris-based FinTech is establishing itself as a credible alternative to traditional banks for individuals seeking simplicity and responsiveness."
Challenges
"By adopting a single fixed rate of 3% across all its products, PrêtGo makes a strong statement in favour of credit cost clarity for the general public."
Join 50,000 Europeans
who trust us
Simulate your credit in seconds, receive a decision within 24h. Fixed 3% rate, from $5,000 to $2,000,000.